The Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) is a big plan by the Government of India. It was started by Prime Minister Narendra Modi. This plan gives loans at low-interest rates to many artisans and craftspeople.
The main goal of the Vishwakarma Yojana is to honor these traditional workers as ‘Vishwakarmas’. They will get all the benefits of the scheme.
Key Takeaways
- The PM Vishwakarma Yojana was launched on September 17, 2023, by the Government of India.
- The scheme aims to provide financial and skill-development support to traditional artisans and craftsmen.
- Eligible beneficiaries include individuals engaged in one of the 18 specified trades, with a minimum age requirement of 18 years.
- The scheme offers non-collateral enterprise development loans, with the first loan up to ₹1 lakh and subsequent loans up to ₹2 lakhs.
- Successful beneficiaries also receive a 5% interest reimbursement, skill training, toolkits, and marketing support.
What is PM Vishwakarma Yojana?
The Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) is a big plan by the Government of India. It started on September 17, 2023. It helps traditional artisans and craftspeople all over the country.
Prime Minister Narendra Modi talked about it on August 15, 2023. The main goal is to make the products and services of artisans better. This includes weavers, goldsmiths, blacksmiths, and many others.
Introduction to PM Vishwakarma Yojana
This plan gives full support to artisans and craftspeople. It includes recognition, skill improvement, easy credit, and help with marketing. The aim is to make traditional artisans and craftspeople more powerful.
They will get training, tools, and money help. This will help them make better products and reach more people.
Objectives of the Vishwakarma Scheme
- To help traditional artisans and craftspeople like weavers and tailors.
- To give them training, tools, and money to make their work better.
- To make a place where traditional crafts and skills can grow.
- To show off India’s rich culture and art by helping the Vishwakarma community.
| Key Statistics | Details |
|---|---|
| Budget Allocation | INR 13,000 Crore |
| Number of Beneficiaries | Around 30 lakh traditional artisans and craftsmen |
| Loan Amount | Up to INR 300,000 at 5% interest rate |
| Training Programs | Basic and Advance skill development programs with a stipend of INR 500 per day |
| Eligible Professions | 18 categories of artisans and craftsmen, including carpenters, blacksmiths, potters, tailors, and more |
Eligibility Criteria for PM Vishwakarma Yojana
The PM Vishwakarma Yojana helps traditional artisans and craftspeople from the Vishwakarma community. To get this scheme, you must be a certain age, have the right skills, and work in a traditional job.
Age Limit and Professional Qualifications
You must be at least 18 years old to apply for the PM Vishwakarma Yojana. You also need to work in one of 18 traditional jobs. These jobs include carpenters, boat makers, shield makers, blacksmiths, hammer and tool kit makers, locksmiths, goldsmiths, potters, sculptors/stone carvers/stone breakers, cobblers/shoemakers/footwear artisans, masons, basket makers/weavers/mat makers/coir weavers/broom makers, traditional toy and doll makers, barbers, garland makers, laundry workers, and net makers.
List of Eligible Traditional Occupations
The PM Vishwakarma Yojana supports 18 traditional jobs. If you work in these jobs, you can apply for the scheme. Here are the jobs you can apply with:
- Carpenters
- Boat makers
- Shield makers
- Blacksmiths
- Hammer and tool kit makers
- Locksmiths
- Goldsmiths
- Potters
- Sculptors/stone carvers/stone breakers
- Cobblers/shoemakers/footwear artisans
- Masons
- Basket makers/weavers/mat makers/coir weavers/broom makers
- Traditional toy and doll makers
- Barbers
- Garland makers
- Laundry workers
- Net makers
Artisans and craftspeople from the Vishwakarma community can apply for the PM Vishwakarma Yojana.
Benefits under PM Vishwakarma Yojana
The PM Vishwakarma Yojana gives many benefits to artisans and craftspeople in India. It helps them by recognizing their skills, offering training, and giving them tools and resources. This helps them work better and earn more.
Recognition as a Vishwakarma
Artisans and craftspeople get a PM Vishwakarma Certificate and ID Card. This makes them officially known as a Vishwakarma. They can use these to get all the scheme’s benefits. The certificate and ID come in both digital and physical forms.
Skill Upgradation and Training
The PM Vishwakarma Yojana helps with skill improvement and training. After checking their skills, those who qualify get a 5-7 day training. They can also choose a 15-day advanced training.
During training, they get Rs. 500 a day. This helps them learn new skills and use modern tools. It makes them work better.
Toolkit Incentive and Stipend
Beneficiaries get a toolkit incentive of up to Rs. 15,000 after training. This is given through an e-voucher system. They can use it to buy tools for their work.
They also get a training stipend of Rs. 500 a day. This is given during both basic and advanced training.
| Benefit | Details |
|---|---|
| PM Vishwakarma Certificate and ID Card | Provides official recognition as a Vishwakarma and eligibility for scheme benefits |
| Skill Upgradation and Training | 5-7 day basic training, 15-day advanced training with a daily stipend of Rs. 500 |
| Toolkit Incentive | Up to Rs. 15,000 e-voucher to purchase tools and equipment |
Affordable Credit Support
The PM Vishwakarma Yojana gives pm vishwakarma yojana credit support to those who make things by hand. It offers loans up to ₹3 lakh at a low 5% interest rate. This helps people start or grow their businesses.
This pm vishwakarma yojana affordable credit helps traditional workers be on their own. It helps people in 18 different jobs like cobblers and barbers. They get the credit support under pm vishwakarma yojana they need.
The PM Vishwakarma Yojana also has programs to make skills better. These programs give a small amount of money to help with skills. Plus, artisans can get up to ₹15,000 to buy new tools, making their work better.
“The scheme aims to enhance the economic viability of traditional crafts and promote the welfare of artisan communities.”
Experts in making businesses work, marketing, and promoting crafts can work with the government. Together, they can make the PM Vishwakarma Yojana a success. The goal is to give traditional artisans the help they need to do well.
Marketing and Branding Assistance
The PM Vishwakarma Yojana helps artisans and craftspeople grow. It gives them tools for digital empowerment and brand promotion. The government will teach them about digital skills and tools.
This will help them sell online and promote their work. The government will also help create a national brand for their products. This makes it easier for them to get noticed in the market.
Digital Empowerment Initiatives
The PM Vishwakarma Yojana will make artisans and craftspeople more digital savvy. They will learn how to use digital tools and platforms. They’ll also learn how to sell online and reach more customers.
This will help them succeed in today’s market. They’ll have the skills they need to do well.
Brand Promotion for Artisans
The government is also focusing on promoting the brands of artisans. They will create a national brand for their products. This will make their work more visible and attractive to buyers.
Artisans will be able to sell to more people, both at home and abroad. They’ll be able to show off their amazing skills. And they’ll get better prices for their work.
FAQ
What is the Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana)?
The Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma Yojana) is a big plan by the Government of India. It started on September 17, 2023. It helps traditional artisans and craftspeople all over the country.
What are the objectives of the PM Vishwakarma Yojana?
The main goal of the PM Vishwakarma Yojana is to make the products and services of artisans better. It aims to increase their quality, size, and reach. This includes artisans, weavers, goldsmiths, blacksmiths, potters, tailors, sculptors, laundry workers, and other traditional workers.
Who are the eligible beneficiaries for the PM Vishwakarma Yojana?
The PM Vishwakarma Yojana helps 18 traditional jobs. These include carpenters, boat makers, shield makers, blacksmiths, and many others. It also covers locksmiths, goldsmiths, potters, sculptors, laundry workers, and net makers.
What benefits does the PM Vishwakarma Yojana provide to the beneficiaries?
The PM Vishwakarma Yojana gives the beneficiaries a PM Vishwakarma Certificate and ID Card. This makes them officially recognized as a Vishwakarma. They also get skill upgradation, a toolkit of up to Rs. 15,000, and a daily training stipend of Rs. 500.
What kind of credit support is available under the PM Vishwakarma Yojana?
The PM Vishwakarma Yojana offers loans up to Rs. 300,000 at a low 5% interest rate. This helps artisans and craftspeople start or grow their businesses.
How will the government assist in marketing and branding the products of the artisans and craftspeople?
The government will teach them digital skills to reach online markets. It will also help create a national brand for their products. This makes their products more visible and accessible to the market.